As Whole of Market Financial Planning and Mortgage Consultants we have no ties whatsoever to any particular product provider.

We are a family owned company and we believe in keeping our advice fuss free, in plain English and easy to undertand.

We look forward to speaking with you.

Testimonials

"Being a solicitor I fully appreciate the benefits of professional advice. Our re-mortgage requirements and future plans were very important and we wanted to be sure we were made aware of all our options in the market place. We were referred to Ann Marie at A K & Associates by my future Father in Law. Ann Marie kept the whole process stress free and simple, keeping in contact with us every step of the way. We are very happy we got in touch with A K & Associates, as the mortgage product we now have provides us with everything we need for our circumstances for now and in the future which we may have not got had we arranged things ourselves."

Over the years we have built our business on recommendations and pride ourselves on providing a personalised service for every individual client.



We offer a Whole of Market Service for mortgages and a panel of providers for protection.You can be assured that your information will be handled in a confidential and sensitive man...

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In addition to our whole of market mortgage advice, for new mortgages, re-mortgages and Buy To Let mortgages we offer you advice in the following areas:-



Life and Critical Illness Protection with free children's cover

Providing an income for your family if you die

Protecting your mortgage payments

Protecting your income

Private Medical Insurance with fantastic rates

Buildings and Contents insurance including Landlord policies

Business Assurance for Directors and Self Employed

The benefits of placing your Life Assurance policies in Trust



We can also arrange all types of commercial insurances, whether it's your business premises, liability or indemnity cover or any other form of commercial insurance.



You should also contact us if you require a Commercial Loan, Bridging Finance or a Homeowner Loan.



Your Home may be repossessed if you do not keep up the repayments on your mortgage.



We will try not to charge a Broker Fee, but where we do, we estimate that it will typically be £329, of which £149 is payable on application and the balance on completion.



Avril Spence t/a 1-4-U Mortgage and Loan Solutions is an Appointed Representative of Home of Choice Ltd which is authorised and regulated by the Financial Services Authority.



Secured Loans, Unsecured Loans, Commercial Loans and in general Buy to Let Mortgages are not regulated by the Financial Services Authority.



Commercial Loans and Unsecured/Secured Loans are referred to specialist suppliers.

Active Wealth Ltd are chosen by clients as we provide an initial no cost review and we advise rather than sell product.

Financial products can be arranged if required or needed.

We pride ourselves on the advice given and have many satisfied clients who have provided glowing testimonials.

Sample cases and testimon...

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Corporate financial planning, Inheritance tax mitigation, portfolio planning, offshore investments, Gift trusts, Loan trusts, Estate planning, PHI, SIPP, SSAS, Unsecured pension, secured pension, cash flow finance, factoring, invoice discounting, banking facilities

Testimonials

"Nearing retirement ten years ago we were very conceed aboutour private pensions and how to invest our money to the best advantage. When Ken Bannister became involved our problems were solved and we are extremely happy
with all the services he has provided and would recommend him to anyone needing professional financial advice.


Arthur W Read


Betty J Read

"

"Ken Bannister of Active Wealth has been our trusted financial adviser for over three
years and during this time has provided sound information to assist in managing both our
personal and business finances. Ken provides a refreshingly different approach to
financial planning and has played an integral part in helping Ramora UK Ltd achieve its
goals.
Ken has always explained the choices and possibilities so that we have felt
supported and empowered to make these important decisions wisely. By providing
clear, intelligent and independent financial advice, Ramora UK Ltd has been able to
make the most of the available options open to us. (Rest supplied on request)"

"We would like to thank you for the help you have given us over th past few years. You have savued us money which is very important in these times. Also the pension payments are a life saver. Thank you one againn for your prompt and efficient hekp in our finances."

As a consumer I always expect the highest levels of service from any product or service providers. As a provider of professional advice, I always strive for the best solution possible for my clients, and to under promise and over deliver. My ultimate goal is happy clients who refer me to their friends!

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Help with Inheritance Tax Mitigation. Holiday homes, Student lets, HMOs, Help with unfair mortgage and loan contracts.

I am an independant mortgage advisor with over 25 years of experience.

I believe in achieving the best for my clients and would not recommend anything that I felt was not good enough for me to have in similar circumstances.

We are totally independent and specialise in searching the whole of the mortgage market to try and find the most appropriate deal for your circumstances.

We are not owned by a bank, building society or insurance company; we work solely for you. We take pride in providing high standards of customer service.

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First Time Buyers with no deposit, Residential, Buy To Let mortgages, Life and Critical Illness cover, Household and Landlords Insurances. Asset Mortgage Solutions is authorised and regulated by the Financial Services Authority Reg. Number 418144. YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

Testimonials

"I have used Steve (Asset Mortgage Solutions) services as a mortgage broker exclusively for the past 2 years. His customer service skills and telephone manner are excellent. Most importantly though Steve always offers me professional, whole of the market, impartial advice on what the best deal is for me. Steve is very pro-active and as a valued customer I am always made aware of the latest products in the market. In the time that I have known Steve I have never had to seek the advice of another broker such is the level of service I receive and I would have no hesitation in recommending Steve to anyone. Please feel free to contact me to confirm the contents of this letter."

"I wish to thank you for the services you have provided to me in the last 3 years. Steve is a very down to earth broker. He is one of the few people I have come across in this industry that is just a phone call or email away. He is quick to respond to any queries either by phone or email. He is a people person and has managed to get myself, my family and friends the best deals on our mortgages. I have introduced a lot of people to Steve because of his honestly, relentless, efficiency and assertiveness. He will go the extra mile to satisfy a customer and everyone I have introduced to him comes back with good feedback. I would recommend Steve Wilkes any day to anyone, you certainly will not be disappointed, he has now become part of the family we just have to mention his name at all family gathering. His strongest attributes is the communication level at which he operates, you just cannot beat that."

Avenue Financial Services are a family run business of mortgage and insurance brokers based in the North-East of England. We offer a Fee Free whole of market service. We have over 50 lenders on our panel ranging from high street names to more specialised companies. We help first time buyers, buy to let investors, remortgagers and people looking ...

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At Avenue we are dedicated to offering you sensible advice on debt issues and advising you of the most appropriate solution which will help bring relief from debt. Our advisors are expertly trained to talk you through various options such as IVA’s, bankruptcy, debt management, debt consolidation and mortgage repossesions.

With over 10 years experience in the Mortgage and Protection market, Avon is well placed to be able to offer impartial advice across the whole range of Financial products.

Chris has recently added the specialised area of advice to the over 55s regarding the option of releasing equity from their home to enable either a lump sum to spend ...

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Buy to Let Mortgage and Re-Mortgages. Equity Release Mortgages for the over 55s. Your home may be repossessed if you do not keep up repayments on your mortgage.

We are fully independent mortgage and financial advisers. Established for over 15 years, we are based in Chiswick and have a strong reputation throughout West London.

We have both male and female advisers and are happy to meet clients either in our offices or in their homes or at work if more convenient.

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Business Finance Shop has traded for 26 years, offering Whole of Market loans and mortgages to residential and commercial property owners and buyers. We are directly registered with the FSA for residential mortgages.

We are also members of the NACFB - National Association of Commercial Finance Brokers. We specialise in finance and mo...

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Commercial mortgages, development finance, Buy To Let mortgages, property portfolio mortgage restructuring, residential mortgages, self-build mortgages.



Bridge finance and secured loans.



Large commercial property loans.

At Caldwell Independent Financial Advisers, we offer Holistic Financial Planning. We explain things simply with no jargon so our Clients can understand what they need to do, when to do it and why, and how much it costs.

We are not like company representatives who can only give advice on the products or mortgages of the Bank, Building Soc...

Independent Personal & Commercial Finance Broker, providing comprehensive advice and professional service.

We arrange tailor-made solutions that answer the financial requirements of our clients, personal or business, large or small.



Access to both unique personal/business finance schemes, not available on the ...

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Clients have access to an ever-increasing portfolio of products and services that will help them both save money and safeguard assets.



Full member of the "N.A.C.F.B." , we offer a comprehensive range commercial products and services covering all types of business finance need.



We work closely with other professionals including accountants, solicitors to ensure that every aspect of a clients financial well-being are addressed .

Our company has been built on service, at all times giving the best possible advice and service from a team of very experienced, highly regarded, professional whole of market advisers.

Established 1997. Appointments at any time to suit you including evenings and weekends, at your home or our office.

We offer a high level of service to you, unbiased, impartial and efficient.

We use plain English, make it easy to understand, and take you through the whole process.

Whole market advisers. Call us and find out more. 01438 51342

Our company deals with clients professionally and quickly. We expect to be back to our clients within 24hrs. We have knowledge and expertise in all types of mortgages and protection. Also secured loans commercial lending and general insurance.

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Still finding financial solutions for our clients in today difficult market.

Formed in 2001 the staff at DTB Investments have over 60 years combined experience to draw upon to ensure you receive expert and suitable advice.

Our company deals with clients professionally & quickly. We expect to be back to our clients within 24hrs.

We have knowledge & expertise in all types of mortgages & prote...

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Residential mortgages, whether buying or remortgaging, are our speciality.

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Face to Face is based in Barrow in Furness in Cumbria, established in 2003.

All our advisers are fully qualified to advise on mortgages and life protection.

We also have an in house equity release adviser.

We are directly authorised by the Financial Services Authority and provide the highest level of advice - Ful...

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Professional Mortgage Sourcing - Jargon Free

Buying your home can bring mixed emotions. It can be one of the most exciting times in your life, but at the same time, one of the most stressful. Whatever happens, it is more than likely to be the single biggest financial commitment you will ever make.



Today, competition in the mortgage market has never been so intense, with many new providers, such as insurance companies and supermarkets now entering the frame.



Unfortunately, it is not that easy to deduce which is the most attractive deal, as there are so many offers to choose from, all claiming to be the best.



That is where we come in; We can examine a panel of lenders, representing the whole mortgage market, on your behalf and advise you on the most suitable options for your individual circumstance.



We take the confusion out of mortgages and present the options clearly and simply, allowing you to make sense of the products available.

Then we administer your application from start to finish, ensuring the whole process completes to your satisfaction.



Try our service for yourself, we are sure you will use us time and time again.

Our aim is to provide sound financial advice combined with a high quality friendly and personal service. We specialise in mortgages and protection advice for both individuals and small companies.


Using our personal experience in the Buy to Let Market*, we can help both first time and existing landlords in this vital area.

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We offer mortgage advice from the whole of the market and protection advice from a comprehensive panel of insurance companies.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



* Bridging Loans, Overseas Mortgages, Commercial Mortgages, Secured Loans, Wills and in general buy to let mortgages are not regulated by the Financial Services Authority.



Overseas & Commercial Mortgages, Wills and Secured Loans are referred to a preferred specialist supplier.





Fairford Financial Services is an appointed representative of First Complete Ltd, which is authorised and regulated by the Financial Services Authority.

Our specialist mortgage adviser will conduct a personal review to evaluate your needs and requirements then recommend a mortgage solution we would be happy to choose for ourselves given the same needs and circumstances. We will work diligently on your behalf to ensure an efficient and timely completion, providing products from the whole of the mark...

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Our typical broker fee is £199; however it could be as much as 2% of the loan amount, payable on completion. The precise amount will depend on your circumstances.

Gavin Bettinson trading as GB Financial Consultancy is an appointed representative of Home of Choice Ltd, which is authorised and regulated by the Financial Services Authority.



Bridging Loan, Commercial Overseas Loans and in general Buy to Let Mortgages are not regulated by the Financial Services Authority.

Commercial, Overseas, Unsecured/Secured Loans, Pensions and Wills are referred to preferred specialist suppliers.

Testimonials

""We have always found you very professional on all aspects whether it be for mortgages or general financial advice. You were always flexible towards meeting us and always came to see us. I have recommended you on several occasions to others and always felt confident that you would deliver the same service you have provided for us. The work carried out for us was always quickly dealt with as promised. We have now used your services since 2001 when I bought my first property and our property portfolio now stands at three houses. We have had advice on buy-to-let mortgages and have saved money from the advice given." "

""We would like to take this opportunity to thank you personally for all the assistance that you have given us over the last 10years or so. Recently you have advised us on a new mortgage and other financial affairs with insurances that run along side our mortgage. We find that you are impeccable, and have a good business acumen and are professional all around. Nothing is too much trouble and we find that it is a big help that you come out to us for appointments. You are very patient and always take the time and trouble to ensure that we understand and are aware of all situations that may arise. We cannot praise you enough and we would certainly have no hesitation in recommending you and your company." "

Each client is valued and provided with a an individual, efficient service.

We believe that the relationship between adviser & client is very important. The client being able to speak openly and trust their adviser is one of our primary objectives.

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Whole of market intermediary. We provide holisitic advice in many areas. We also have a network of colleagues who can provide addtional services not currently offered by our firm such as pension planning.

We are commited to treating all customers fairly and providing a personal service to each of our clients.

Finding the right advice is essential in todays climate please make sure you take advantage of the full service we can offer

Financial Advice is an individual service based on your needs and ambitions.

Whether you are taking out your first mortgage , or planning for your retirement the starting point is your current situation, so that we can discuss what is practical and find the best way forward.

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I specialise in advice to my clients whether they want to borrow or invest

We have over 11 years experience in the mortgage market and provide free advice to clients in our offices or at their homes.

We are here to see to the business through from beginning to end and sort all problems which may arise along the way.

All our clients are IMPORTANT

WANT TO SEE IF YOU CAN SAVE MONEY HAVE A FREE INDEPENDENT FINANCIAL REVIEW Professional Independent Advice from a long established business partnership with many years of experience. Free first appointment with personal advice based on your circumstances given on Mortgages, Buy-to-Let, First time buyers, Loans, Life insurance Accident Sickness and ...

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Our office is based in the Middleton area and has off street parking at the rear of the building. We offer a personal service with appointments arranged over the phone in your own home or office. Meetings can also be booked in our boardroom. JDS Financial Solutions is Authorised and regulated by the FSA our ref is 492836 CCL Number 623936

Quality, unbiased independent mortgage advice

Testimonials

"Thank you so much for all your help and advice sorting out our mortgages. We will definately be in touch if we need anything in the future."

"Thank you so much for helping me get my first house. I love it! Thank you so much. Its georgeous and youve made a dream of mine come true. Thanks!"

"Thank you for all your help and everything you have done for us."

We try our best to find the best solution for you.

You can either come to our office or we can visit you at your home 7 days a week at any time of the day or evening.

Testimonials

"very good service throughout the purchase. They kept us informed at every stage in a friendly but proffessional way"

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Lifestyle Finance For Lifestyle Choices!

Lifestyle Mortgage Solutions specialises in giving a personal service to every customer, providing you the client with specialised financial advice for the whole of the market in respect of mortgages and uses a comprehensive panel of protection providers for all aspects of Life Cover

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE



Our typical broker fee is £195; however it could be as much as 2% of the loan amount, payable on completion. The precise amount will depend on your circumstances.



Lifestyle Mortgage Solutions is an Appointed Representative of Home of Choice which is authorised and regulated by the Financial Services Authority



Commercial Mortgages, Secured Loans and in general Buy to Let Mortgages are not regulated by the Financial Services Authority



Secured Loans and Commercial Mortgages are referred to our preferred specialist supplier.

We are a small family operated firm based in Lancashire with Service as our highest priority.

We have been in business for over 20 years as mortgage advisers and pride ourselves on the many recommendations that we receive from our customers

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We provide private and corporate clients with truly independent financial advice.

All of our staff members are trained to provide the customer service levels which you would expect from a professional organisation.

Whatever the economic climate, we will work with you to ensure that the financial products that you have remain...

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Moneysprite specialises in residential and commercial property finance, and protection, including life assurance, critical illness cover, private medical insurance (group and individual) and key man insurance. www.moneysprite.com

Testimonials

"I just wanted to say thank you for your service it has been very much appreciated....I will definitely be recommending your services to others, many thanks."

"I had three different people check on mortgages and yours was by far the best deal, so will definitely be contacting you around this time next year."

"I realised I havent ever properly said thank you for all your help and assistance over the past 3 years. My property portfolio now looks in much better shape financially. Moreover our new family home is a dream - the river and meadows are a welcome break from the City! I appreciate all the hard work, and evening and weekend telephone calls you have made to always keep me updated, what a difference to a banks call centre? Also, thanks for making sure we have the best protection in place, just in case. I know my brother, and the other people I have referred to you, have been more than pleased with the efficient service. Many thanks and all the best."

Welcome to Mortgage Concepts Associates. Whatever type of mortgage you are looking for, from first-time buyer to adverse re-mortgages, we can help you to find the one that meets your needs.

Independent and Innovative solutions to all of your mortgage requirements.

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Specialist in Commercial, Residential, High Net Worth clients, Foreign Currency Mortgages, Buy to Let, Portfolios of Properties

Our company is best placed as an Independent Adviser to place you Mortgage and Protecton needs. WE have access to the Whole market for Mortgages and Protection and have access to the full gambit of financial advice.

Mortgages and protection can be a daunting experience and not just for the 1st time buyer. We utilise modern technology to ensure you get up-to-date solutions to suit your needs by accessing the multitude of deals available from various lenders and providing you with quotes from a selection of the major players in the UK Life Assurance industry. ...

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Our business has been built mainly by word of mouth, through recommendations from clients that have experienced the honest and clear speaking approach that we provide. (See some of our testimonials below.)



The founder of Mortgages2Suit has been providing advice to clients throughout South West England, since 2000, until recently under the trading name Pearn Associates.

We now use the brand Mortgages2Suit as we feel that it is a more fitting trading name for the residential marketplace, dealing with your mortgage business, individual and family protection and the trusts associated with such policies.

For details of what else is on offer, browse our website.



Our typical broker fee is £176; however it could be as much as 2% of the loan amount, payable on completion. The precise amount will depend on your circumstances.



Your home may be repossessed if you do not keep up repayments on your mortgage.



Pearn Associates trading as Mortgages2Suit is an appointed representative of Home of Choice Ltd, which is authorised and regulated by the Financial Services Authority.



Overseas, Commercial, Secured Loans and in general buy to let mortgages are not regulated by the Financial Services Authority.



Overseas, Commercial, Secured Loans and Wills are referred to preferred specialist suppliers.

Testimonials

""I have found the service of Pea Associates to be superb. They offered me a wide range of options in order to find the best deal to suit by individual requirements, even in todays climate. With a friendly, professional approach I would recommend them to anyone. Top service, second to none!" K Roberts, Bodmin, Cowall"

""I have been a client since March 2000, and although I work in banking have sought your advice on financial matters since then. I have every faith in your advice and that is why I have recommended you to friends and family." I Loveridge, Somerset"

""Thanks for all your help, I felt very at ease trusting you to make all the arrangements without me having to get involved with any of the complications and research. Thanks again." L Pote, Plymouth"

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Testimonials

"I was very happy with the level of service I received and I've saved over £120 on my home insurance which is brilliant."

Based near Glasgow airport we cover all of central Scotland and are independent and specialise in searching the whole of the mortgage market to find you the most appropriate deal for your circumstances. We take pride in providing high standards of customer service based on the personal touch. We operate an out of hours mobile service and want to be...

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Expert advice in all types of mortgage, remortgage and buy to let mortgage. Also specialist advice on all areas of protection incuding family / mortgage protection, income protection, private medical insurance and business / keyman protection. Debt solution advice also available.You should not the following warnings.YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Pelican Finance is an Appointed Representative of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Services Authority. Some of the products/services shown above are not or may not be regulated by the Financial Services Authority. We do not charge a fee for mortgage advice however a fee paying option is available. Our typical fee would be £ 495

Whether you just want a little advice on one aspect of your finances, such as mortgages, or you want a full financial of tax planning service, we can help. Whoever you are , we're on your side.

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Wealth Management & Preservation

Ridgeway Home Finance has over 9 years worth of mortgage experience, it has watched as the portfolio of products available to the average client has declined significantly.

With this in mind we use our unique knowledge and experience to broker and liaise with lenders in finding the clients THE best deal available to them. We cover first...