Independent mortgage advisers
In a market which has been spun on its axis more times than anyone probably cares to remember, the one constant there has been throughout is the importance placed on the expertise of independent mortgage advisers.
Mortgage lenders are continually withdrawing and changing mortgage products, sometimes on an almost daily basis. Combining this fact with changing lending criteria and service issues means that it is increasingly difficult to keep track of the daily twists and turns in the mortgage market.
Fortunately a good, professional, independent mortgage adviser will be fully aware of all these market nuances and will have access to information and product details from a wide range of providers across the mortgage market. Being independent means that the advice given isn’t restricted to a limited number of lenders or a limited range of products - as would be the case if you went to a bank or building society on the high street. An independent mortgage adviser will be able to search the market using their detailed knowledge of the mortgage sector and be able to advise you on how much each lender will be prepared to lend whilst aiming to help save you money on your mortgage payments. They will also be able to provide guidance on the numerousmortgage products available, review the charges each lender makes and also be in a good position to compare the service quality between providers.
Basically, an independent mortgage adviser will advise on which lenders are best suited to your needs and, just as importantly, which ones would not offer mortgage finance to you. Independent mortgage advisers are skilled in sourcing mortgages for applicants in unusual situations, including those that may have a poor credit history or those who are seeking very large loans etc. Advisers may even have access to exclusive mortgages not available diret to the public on the open market. They will help with the paperwork, do the necessary follow up work with the lender and aim to ensure you receive the mortgage you need, whatever your circumstances.
Finding someone as precious as an independent mortgage adviser could be to you – after all they could save you hundreds of pounds in the short term and thousands of pounds in the long run – can be a challenging proposition. However, cherryFind is here to assist and has been developed to help you find such gems. The service is free and leaves to you to choose whichever mortgage broker you feel is right based on your exact needs.
To help you choose the right mortgage adviser all you need to do is to enter your postcode into the search box and then select an adviser who you feel matches your specific requirements. It is our sincere hope that, by using cherryFind, not only will you save valuable time and money but that you will be entirely happy with the advice you receive that you will recommend the service to your colleagues, friends and families.
