Later Life Academy Annuities & Investments Module
Time and date:
25 November 2014
9.30 AM to 25 November 2014
4.30 PM
Location: Southampton
Organiser: Later Life Academy
Website: Click here
Annuities & Investments
A detailed analysis of the various annuity products:
· A brief introduction of the differences between DB and DC pension schemes
· Standard annuities
· Enhanced annuities (medical and lifestyle underwritten annuities, what’s the difference)
· Fixed term annuities – when to consider
· Deferring – the pros and cons
· It's not just about the income!
– better understanding of indication, joint life or single life, what guaranteed period works best for clients
– the effects of taking income monthly, quarterly, annually; in advance v arrears
Investment linked alternatives
· What are the alternatives to guaranteed annuities: Unit linked, with-profits or structured investment vehicles
· Who should consider an investment linked annuity>
· Drawdown the pros and cons
· Understanding the GAD rate calculation
Best practice in the Annuity Market
This module will provide you with 15 points towards graduating the Academy if you are a member. The Academy points are only gained upon completion of an exit exam.
This course will also go towards structured CPD if you are a member of the Academy or not, and a certificate will be sent to confirm this.
For further details on the Later Life Academy then please email enquiries@laterlifeacademy.co.uk or call 01452 310777 Option 1.
The Later Life Academy reserve the right to cancel the event if not enough interest to run it.
