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Evolution of the Mortgage Market

Time and date: 11 March 2015
Location: The Gibson Hall, 13 Bishopsgate, Lodnon EC2N 3BA
Organiser: Mortgage Finance Gazette
Website: Click here

Mortgage Finance Gazette is proud to present its very first conference on the Evolution of the Mortgage market.

With an in-depth focus on lenders mortgage models, this conference will see key industry experts in the field engaging in meaningful and important discussions on innovation, distribution and digital in the mortgage market, competition and the emergence of new lenders and the EU Mortgage Directive.

Join us and be part of a major networking opportunity providing intimate interaction with your peers, where you will hear case studies, presentations and round table discussions on the key issues surrounding the housing market.

9.00am - Registration

9.30am - Editor's welcome and introduction - Joanne Atkin, Editor, Mortgage Finance Gazette

Linda Woodall, Director – Mortgages & Consumer Lending Sub-Division, Financial Conduct Authority

As the first anniversary of the Mortgage Market Review approaches, what impact has it had on lenders, brokers, consumers and the wider mortgage industry? How will the EU Mortgage Directive impact on the UK? How are the FCA’s thematic reviews going?

Martin Stewart, Director of Banks, Building Societies and Credit Unions, Prudential Regulatory Authority/Bank of England

Banking competition and the emergence of new lenders: There are a number of organisations applying for banking licenses. Will they offer mortgages? Are more lenders needed?

11.00am - 11.20am Coffee break

Lenders outline their mortgage models with emphasis on the future, including:

  • innovation
  • the distribution mix (intermediaries, branches, telephony, online, mobile)
  • the dawn of digital including social media
  • mortgage applications and case tracking on internet, mobile, tablet

1.00pm - 2.00pm Lunch

Mike Jones, Director of Intermediaries for Lloyds Banking Group and Managing Director of Scottish Widows Bank

Andrew Baddeley-Chappell, Head of Policy Mortgages & Savings, Nationwide Building Society

Peter Dockar, Head of Mortgages, HSBC

3.20pm to 3.40pm Coffee break

John Eastgate, Sales and Marketing Director, OneSavings Bank

Paul Broadhead, Head of Mortgage Policy, BSA

Sally Laker, Managing Director, Mortgage Intelligence
The intermediary view of the relationship between lenders and brokers

Iain Anderson, Director and Chief Corporate Counsel, Cicero Group
With multi party politics and the high potential of another coalition on the cards – this session will examine the likely housing market policies from the next Government – as well as assessing the political temperature with just weeks to go before Britain goes to the polls.

Panel Session

Further speakers to be announced

5.00pm End